Privacy Policy
Last Updated: 1st August 2025
Leverse Labs Private Limited ("we", "our", "us"), the company behind Ratecut.in, values the trust you place in us and is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website, mobile application, and services (collectively, the "Platform").
By accessing or using the Platform, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following information from you:
1.1 Personal Information:
- • Full name, email address, mobile number, date of birth, residential address
- • Identification details such as PAN
- • Employment details, income range, and credit profile
1.2 Non-Personal Information:
- • IP address, browser type, operating system, device type, location data
- • Website usage statistics, pages visited, referral URLs
1.3 Cookies & Tracking Technologies:
We use cookies, pixels, and similar tools to improve functionality, remember preferences, and measure website performance.
2. How We Use Your Information
Your information may be used for:
- • Processing loan and credit card applications or inquiries
- • Matching you with suitable lending partners and financial products
- • Sending you updates, offers, and recommendations via email, SMS, WhatsApp, or phone calls
- • Personalizing and improving your experience on our Platform
- • Fulfilling legal and regulatory requirements
3. Sharing of Information
We do not sell your personal data. However, we may share your information with:
- • Lending Partners & Banks – to process your loan or credit card request
- • Service Providers – for hosting, analytics, marketing, and customer support
- • Regulatory Authorities – when required under applicable laws and regulations
4. Data Security
We implement reasonable security measures to safeguard your data. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
5. Your Rights
You have the right to:
- • Access and review your personal data
- • Request corrections to inaccurate data
- • Withdraw your consent for certain uses
- • Request deletion of your personal data, subject to legal requirements
For such requests, email us at support@ratecut.in
6. Third-Party Links
The Platform may contain links to external websites. We are not responsible for the privacy practices or content of those sites.
7. Data Retention
We retain personal information as long as necessary for business purposes or as required by law.
8. Changes to This Policy
We may update this Privacy Policy periodically. Updates will be posted on this page with the "Effective Date" revised accordingly.
9. Contact Us
If you have questions about this Privacy Policy, please contact:
