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MoneyView Personal Loan 2026
Interest rate, eligibility, documents & fees
- Interest Rate
- 15.96%–39.99%
- Loan Amount
- Up to ₹10 lakh
- Tenure
- 3–60 mo
MoneyView Personal Loan — Key Details
Last reviewed August 2026
- Interest rate
- 15.96% – 39.99% p.a.
- Loan amount
- ₹5,000 – ₹10 lakh
- Tenure
- 3 – 60 months
- Processing fee
- 2%
- Minimum CIBIL score
- 600+
- Minimum monthly income
- ₹13,500
- Age
- 21 – 57 years
- Employment type
- Salaried, Self-Employed
MoneyView Personal Loan EMI
Monthly EMI at the starting rate of 15.96% p.a. Your rate may be higher.
| Loan amount | 12 months | 24 months | 36 months | 60 months |
|---|---|---|---|---|
| ₹1,00,000 | ₹9,071 | ₹4,894 | ₹3,514 | ₹2,430 |
| ₹3,00,000 | ₹27,214 | ₹14,683 | ₹10,541 | ₹7,289 |
| ₹5,00,000 | ₹45,356 | ₹24,472 | ₹17,569 | ₹12,148 |
| ₹10,00,000 | ₹90,712 | ₹48,944 | ₹35,137 | ₹24,297 |
MoneyView Personal Loan Eligibility
- Age 21–57 years
- Monthly income ≥ ₹13,500
- CIBIL ≥ 600 or MV Score eligible
- Valid Aadhaar and PAN
Documents Required for MoneyView Personal Loan
Salaried
- PAN Card
- Aadhaar Card
- Bank statements (3 months)
Self-Employed
- PAN Card
- Aadhaar Card
- Bank statements (6 months)
Pros & Cons
Advantages
- Instant approval — 2 minutes via app
- Loans from just ₹5,000
- Low CIBIL bar (600+)
- MV Score considers thin-file applicants
- Fully app-based
Watch out for
- High rate ceiling (39.99%)
- Max loan limited to ₹10L
- Short tenures mean higher EMIs
How to Apply for a MoneyView Personal Loan
MoneyView's own application process
- 1Download MoneyView app
- 2Register with mobile number
- 3Enter income and employment details
- 4Get loan offer in 2 minutes
- 5Complete video KYC (5 min)
- 6Money in account within 24 hours
Not sure MoneyView is right for you? Compare offers from RateCut's lending partners first.
Compare OffersMoneyView Personal Loan — FAQs
What is the MoneyView personal loan interest rate?
MoneyView personal loan interest rates range from 15.96% to 39.99% p.a. (last reviewed August 2026). The rate you get depends on your credit score, income, employer and loan amount.
What is the minimum salary for a MoneyView personal loan?
MoneyView requires a minimum monthly income of about ₹13,500. It lends to: Salaried, Self-Employed.
What is the processing fee for a MoneyView personal loan?
MoneyView charges a processing fee of 2%, plus 18% GST. It is usually deducted from the loan amount at disbursal.
What CIBIL score is needed for a MoneyView personal loan?
MoneyView generally looks for a CIBIL score of 600 or more. A score of 750+ improves your chances of getting a lower rate.
How long does MoneyView take to disburse a personal loan?
As per MoneyView's stated process: Money in account within 24 hours. Existing customers with pre-approved offers are usually faster.
Is MoneyView regulated by the RBI?
MoneyView is a digital lending platform that lends through RBI-regulated entities and must follow RBI's fair practices and digital lending guidelines.
Compare MoneyView with other lenders
Get matched with RBI-registered lenders. Checking offers doesn't affect your CIBIL score.
Figures last reviewed August 2026 and shown for information only. Interest rates, fees and eligibility are set by each lender and depend on your credit profile — confirm the final terms in the lender's Key Fact Statement before you sign. RateCut is a loan marketplace, not a lender.