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Transfer your credit card bills, home, personal, business loans, etc.
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Cut your high interest loans
Get your loans transferred to lower interest rates. We help you get lower interest rates & flexible EMIs for free of cost
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Credit Card Bill
Personal Loan
Home Loan
Business Loan

Let's Calculate how much you'll Save

Remaining Credit Card Bill Amount?

Existing Interest Rate (%)?

Remaining Tenure (months)?

You'll save 0.00 on interest paid!

You will pay off your loan 0 months faster compared to your current lender.

For Consumers
Get an Instant relief from your high interest debts. Application process takes lesser than 60 seconds.
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Cut your credit card bills
Convert your high interest rate credit card bills into lower interest rate EMIs. Starting at 10.5% P.A.
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Cut your personal loan
Convert your existing high interest rate personal loan / consolidate your multiple personal loans into a single lower interest loans. Starting at 10.5% P.A.
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Get a personal loan
Get a new personal loan for your urgent needs. Starting at 10.5% P.A.
Apply Now
Personal Loan
For Businesses
Get an Instant relief from your business debts. Application process takes lesser than 60 seconds.
Personal Loan
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Cut your Business Loan
Convert your existing high interest rate business loan / consolidate your multiple business loans into a single lower interest loan. Starting at 14% P.A.
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Get a Business Loan
Get a new Business Loan instantly under 60 seconds for your business needs.
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Get a Line of Credit
Get a new Line of Credit instantly under 60 seconds for your business needs.
Apply Now

"I was stressed due to multiple personal loans. Ratecut helped me with a lower interest loan that helped me pay off all my loans. Highly recommended!"

Sushant Shukla

Sushant Shukla

Cofounder at Examarly

"Ratecut made managing my credit card bill much easier. My bank was converting my credit card bill to EMIs at 48% PA. Ratecut converted my credit card bill to EMIs at an extremely low interest rate. The support is really helpful."

Nishika Jha

Nishika Jha

Marketing Manager

"Our previous lenders were charging us 15% convenience fee on our line of credit for business. Ratecut got us a line of credit for our business without any convenience fees."

Nishant Shukla

Nishant Shukla

Cofounder at Mopid

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Frequently asked questions
Everything you need to know about us.
How does Ratecut work ?
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Is Ratecut an NBFC?
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What type of debts can Ratecut help me with?
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Does it impact my credit score?
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How much does the service of Ratecut cost?
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Still have questions?
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