RateCut | Cut your high interest loans

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Transfer your credit card bills, home, personal, business loans, etc.

Cut your high interest loans

Get your loans transferred to lower interest rates. We help you get lower interest rates & flexible EMIs for free of cost

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For Consumers

Get an Instant relief from your high interest debts. Application process takes lesser than 60 seconds.

Cut your credit card bills

Convert your high interest rate credit card bills into lower interest rate EMIs. Starting at 10.5% P.A.

Cut your personal loan

Convert your existing high interest rate personal loan / consolidate your multiple personal loans into a single lower interest loans. Starting at 10.5% P.A.

Get a personal loan

Get a new personal loan for your urgent needs. Starting at 10.5% P.A.

Apply Now

For Businesses

Get an Instant relief from your business debts. Application process takes lesser than 60 seconds.

Cut your Business Loan

Convert your existing high interest rate business loan / consolidate your multiple business loans into a single lower interest loan. Starting at 14% P.A.

Get a Business Loan

Get a new Business Loan instantly under 60 seconds for your business needs.

Get a Line of Credit

Get a new Line of Credit instantly under 60 seconds for your business needs.

Apply Now

"I was stressed due to multiple personal loans. Ratecut helped me with a lower interest loan that helped me pay off all my loans. Highly recommended!"

Sushant Shukla

Cofounder at Examarly

"Ratecut made managing my credit card bill much easier. My bank was converting my credit card bill to EMIs at 48% PA. Ratecut converted my credit card bill to EMIs at an extremely low interest rate. The support is really helpful."

Nishika Jha

Marketing Manager

"Our previous lenders were charging us 15% convenience fee on our line of credit for business. Ratecut got us a line of credit for our business without any convenience fees."